As the holiday shopping days are counting down, stretching our hard-earned dollars is very important to our wallets.  Many of us are praying for a financial blessing or trying to find ways to bring in extra money to make our 2010 Christmas a good one.

In a recent survey 54 percent of respondents reported having less than $25,000 in total savings and investments, excluding their home or workplace pension, if any. Some 27 percent said they don’t have even $1,000.

If you're like most of the world, then you always buy the name brand of praticaly everything. These are the products that you have known for generations in some cases. But some of the everyday products that we use can be geat no mater who made it. Even that jug of milk! Read this article and find out how you can save just by going non-generic.

At the grocery store, microwave popcorn runs about $3 per box, and each box includes three 3.5-ounce bags.

Via: defendernetwork.com Saving on school supplies doesn’t require a trip to the big-box office supply store to fight the crowds for the last few spiral notebooks.

Houston

                  by Steve Hargreaves via:cnnmoney   How much money do you need to feel rich? Wealth is a subjective concept, but one thing is universal in most definitions: being able to live a comfortable life without having to work. “I’d like to have enough money so my […]

Advances benefiting the fairer sex are many. (Foundation garment technology, unwanted hair-removal options, and the great strides made in the area of mid-priced comfort shoe design all come to mind.) But in matters of money, we've got a long way to go, ladies.

We all know how to spend less by sacrificing. From eating out less to buying fewer clothes to cutting back on vacations, saving through sacrificing can be effective, but painful. So if you are looking for ways of saving money, why not start with money saving tips that are relatively pain free?

Avoid booking fees by using a computer. Virtually every U.S. airline adds a hefty surcharge if you book by phone or at a ticket counter.

Everybody notices when prices go up. But when they fall, it's an unacknowledged gift.