money management

Whether it’s saving for the holidays, a major purchase or for emergencies, use this simple guide to help you capitalize on these savings and keep more money in your pocket.

Between 1946 and 1964, there were 76 million children born, which was an average of more than 4 millionaire births per year.  That growth surge…

Just when we were starting to accept that pretty people made all the money, we get hit with yet another study. First, we were told that attractive people are paid $230,000 more over a lifetime based solely upon appearance and not experience. If that wasn’t depressing enough, a more recently published study is saying that […]

US Banks take in over $38 billion in overdraft fees, which equate to more than 75% of the fees they charge on consumer deposits period. With the economy so tight these days, do you really have additional money to throw out the window? As I often remind my clients, banks are not charities; they will […]

Yes, it’s true! You can actually file your federal taxes for free. The real question becomes, however, “Is that always beneficial?” It’s no secret that nowadays folks are scrambling to save a buck wherever possible. Even though many Americans over pay their taxes and expect some level of tax refund, the promise of a few […]

Most money experts agree that children should be given an allowance in order to learn financial skills at an early age. I disagree. Children should earn money just like we do. And, most importantly they must be taught what to do with the money once they receive it. I speak on high school and college […]

As we recover from the worst economic meltdown since the great depression we continue to see a trend of high unemployment, foreclosures and bankruptcies. Money is still being thrown away due to high debt carry over and the even higher interest rates attached to them. These debts can stop you from getting loans, renting or […]

We are nearing graduation time for our young people. As we look to letting go, let’s help them focus their financial futures by giving them sage advice. I know our parents always stress to us that we must take responsibility for our actions and never to place blame on others. But when it comes to […]

When a young adult is making the transition into adulthood most of us are clueless about how to manage our money so we learn by trial and error. In order to avoid some costly mistakes the following are 7 ways a Young Adult can become more Financially Responsible.

The following are 5 steps to beginning the process of paying down debt!