by Dayana Yochim, The Motley Fool Tuesday, December 1, 2009 provided by Does this article’s headline sound like heresy? Does it smack of the worst financial advice of all time? That’s exactly what credit card companies hope you think. Consumers have been conditioned to pay attention to one thing when they open their credit […]

*We, in the black community, probably thought it was only our Uncle Ray that was still using his mattress as his savings account, but according to a comprehensive survey by The Federal Deposit Insurance Corp. (FDIC) "nearly 22 percent of black households and 71 percent of families earning less than $30,000 do not use banks."