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There are plenty of reasons to use a credit card — convenience, accountability and safety among them — but when is it better just to step away from the swiper?

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                  By:Jim Wang Via:yahoofinance   Despite what all the advertisements say, there aren’t many ways for you to increase your credit score quickly and legitimately. Many of the advertised tactics revolve around disputing old, negative information in the hopes that the original creditor won’t respond and the […]

As banks shy away from making risky consumer loans, a mediocre credit history just won't cut it anymore. To get the best rates on mortgages, credit cards and auto loans, you need a killer score. Here are some tips on keeping your credit score up!